Home GS Some starters reschedule the transfer of a house, but the notary remains...

Some starters reschedule the transfer of a house, but the notary remains busy

Some of the starters in the housing market are resisting the transfer of their new home to next year, a spokesperson for the Royal Notarial Association (KNB) told NU.nl on Monday. This allows them to save thousands of euros in transfer tax.

Some of the starters in the housing market are resisting the transfer of their new home to next year, a spokesperson for the Royal Notarial Association (KNB) told NU.nl on Monday. This allows them to save thousands of euros in transfer tax.

The interest group asked the rank and file whether there was a visible shift in the agendas of the civil-law notaries as a result of the changes announced on Budget Day. From January 1, 2021, young starters do not have to pay transfer tax. A rate of 2 percent applies to newcomers to the housing market over the age of 35.

One third of the surveyed notaries say that buyers want to postpone the date of the transfer of the new home. “The transfer is the moment when you have to pay the tax,” the spokesperson explains. However, postponing the transfers to a later date does not mean that the notaries suddenly have empty agendas.

“The reverse also happens,” said the spokesman. “Because real estate investors are going to pay more. The rate will be 8 percent for that.” This also applies to holiday homes that are rented out. “These groups will be inclined to bring forward the transfer date,” said the KNB. This dampens the effect of the starters who only want to sit at the table with the notary next year.

Moreover, according to the civil-law notary organization, there is still a run on mortgage refinancing due to the low interest rates. That must also be done at the notary. “We are certainly not twitching our fingers.” The KNB represents about nine hundred notary offices.

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